ACH & eCheck
Secure, cost-effective alternatives for recurring billing, B2B payments, and high-value transactions.
How this program works
ACH and eCheck belong in the same conversation as credit-card processing, as the secondary rail. For recurring billing, B2B invoicing, and high-value transactions where card interchange would be punitive, ACH offers a secure, cost-effective alternative. We audit your ACH fee schedule, benchmark your effective per-transaction cost, and renegotiate the origination and return fees inside your existing banking relationship.
Where ACH & eCheck fit best
- Recurring subscription and contract billing
- B2B payments & supplier remittance
- High-value transactions where card fees are punitive
- Payouts, refunds and disbursements
What's included
- ACH origination & return-fee audit
- eCheck / RCK-conversion benchmarking
- Renegotiation of processor / bank ACH schedule
- Vendor-neutral, with full disclosure of how we're paid
Frequently asked questions
No; it's the secondary rail. Card processing stays primary for point-of-sale, eCommerce, and mobile. ACH & eCheck slot in for recurring billing, B2B, and high-value flows where card interchange is uneconomic.
Almost never. Nearly all savings come from renegotiating fees inside your existing banking relationship.
eCheck is a digital representation of a paper check that clears via the ACH network. From your cost perspective the economics look similar, but the customer experience, a check-style authorization vs. a bank-account debit, differs, and the right choice depends on your billing flow.
Other programs in Credit Card & ACH Processing
RelatedFind out what your ACH & eCheck rail is really costing
A free benchmark of your savings opportunity, delivered in a few weeks, with no obligation to engage.
Find out what you're overspending on ACH & eCheck, for free
Start with a free analysis. Within a few weeks you'll see how much you could save in each category, based on your own data, with no obligation to engage.
- NDA-protected, free benchmark analysis
- Detailed Plan of Execution once we're working together
- Performance-based: no savings, no fee