Lower Your Credit Card & ACH Processing Fees
Transparent benchmarking for finance teams who refuse to overpay.
Credit card and ACH processing fees are among the most opaque costs in business finance. Interchange, assessment, gateway, batch, PCI compliance and statement fees stack up quietly and most companies have no way to know whether they are paying competitive rates or being marked up.
Make the most opaque cost in finance transparent, fair and fully optimized
Business Solutions Group makes those costs transparent, fair and fully optimized. For enterprise and B2B organizations, even a 10–20% reduction in effective processing rate can translate into tens or hundreds of thousands of dollars in annual savings, without changing a single piece of hardware or software.
Most of that saving is not hiding in the interchange table. It is in the markup layered on top of it, in a pricing model that never matched your transaction profile, and in ancillary charges nobody has questioned in years.
Benchmark My Processing FeesFive things you get from a merchant services engagement
A clear picture of what you pay today, where the markup sits, and what a fair rate looks like for your transaction profile.
Detailed savings analysis
A no-cost, side-by-side audit of your current merchant services, benchmarked against your industry and transaction profile.
Hidden-fee discovery
We surface padded processor markups, mismatched pricing models, and ancillary charges that erode your margin.
The right pricing structure
Flat-rate, interchange-plus, or tiered, aligned to your transaction types and average ticket size.
Payment technology fit
Reliable, secure connectivity across card-present, card-not-present and ACH, compatible with major POS systems, terminals and gateways.
Zero forced switching
We optimize what you already have before recommending any change, and manage any transition with no disruption.
Before and after optimization
Four things change when a vendor-neutral specialist reads your statements line by line.
| Fee component | The typical reality | After our optimization |
|---|---|---|
| Processor markup | Padded above interchange, rarely disclosed | Benchmarked and renegotiated to market |
| Pricing model | Tiered or flat, often the wrong fit | Matched to your transaction profile |
| Ancillary fees | Batch, PCI, gateway, statement add-ons | Audited, justified, or eliminated |
| Visibility | Opaque statements, no benchmark | Clear side-by-side savings report |
Four steps, and almost nothing required from your team
A clear, four-step engagement designed to require almost nothing from your team, most clients only need to provide recent processing statements.
Analyze
We collect recent statements and map every line item in your current processing stack.
Benchmark
Your real rates are compared against your industry, ticket size and transaction mix.
Report
You see your savings opportunity side by side with what you pay today, then decide whether to move forward.
Optimize
We renegotiate or transition with zero disruption to your payment operations.
Why Business Solutions Group
We are a vendor-neutral payment-technology partner, working across many processors rather than one. Our recommendations are driven by your numbers, and we always tell you how we're paid.
- Vendor-neutral, not tied to a single processor
- Recommendations driven by your numbers, not a quota
- Reliable, consistent and secure across card and ACH
- Optimization first, a switch only when it genuinely pays
Questions finance leaders ask
Not necessarily. We first evaluate whether your current provider's fees can be optimized. Many clients save simply by renegotiating existing terms. When a switch genuinely makes sense, we manage the transition end to end.
Interchange is set by Visa and Mastercard and isn't directly negotiable, but the markup your processor adds on top absolutely is. That markup, plus your pricing model, is where the savings live.
Nothing. The analysis is free and carries no obligation. You see the savings opportunity and decide whether to move forward. No pressure, no obligation.
Other programs in Credit Card & ACH Processing
RelatedSee your savings before you commit to anything
Request a free, no-obligation merchant services analysis. We benchmark your current rates and deliver a clear report on what you could be saving.
Find out what you're overspending on card and ACH processing, for free
Start with a free analysis. Within a few weeks you'll see how much you could save, based on your own data, with no obligation to engage.
- Free, no-obligation savings analysis
- Benchmarked against your industry and transaction profile
- You decide whether to move forward, no pressure